The Nation, Santa Fe, Las Campanas

According to an article by Paul Wiseman, an AP Economics Writer, a steady decline in layoffs has created an energized confidence, and consumers are spending again.  Consumer spending rose for five straight months through November, kicking off the strongest holiday spending season since 2006.  Even auto sales experienced an 11% increase in 2010, the first increase seen in this sector since 2005.  In Santa Fe County, Dec 2010 single-family home sales were almost 10% higher than in Dec 2009.  We are going in the right direction.
 
As always, we much appreciate your calls about underwriting guidelines and scenarios, and helping your borrowers decide the best loan program for their needs.  Talk to you soon !!
 
ANASAZI MORTGAGE RATES
FOR Primary Residence (purchase only)
As of 01/10/2011
 
Mortgages to $417,000
 w/ 1 PointAPRw/ no PointAPR
30-YR4.625%4.773%4.875%4.937%
15-YR4.00%4.254%4.25%4.355%
    
Mortgages  $417,001 – $500,000
 w/ 1 PointAPRw/ no PointAPR
30-YR5.00%5.125%   6.00%6.038%
15-YR4.875%5.089%   5.25%5.312%
    
Mortgages  $500,001 – $600,000
 w/ 1 PointAPRw/ no PointAPR
30-YR5.00%5.125%   6.00%6.038%
15-YR4.875%5.089%   5.25%5.312%
    
Mortgages  $600,001 – $1,500,000
 w/ 1 PointAPRw/ no PointAPR
30-YR5.625%5.754%6.00%6.038%
15-YR4.875%5.089%5.25%5.312%
    
Mortgages in excess of $1,500,000, ARM (Adjustable Rates Mortgage) & Interest Only programs are also available – Please call for Quotes.

 

 
Ginger Bowe Sullivan
ANASAZI MORTGAGE
P. O. Box 5724
Santa Fe, NM  87502-5724
Phone:      505-995-8888
Toll-Free: 800-995-8888 (if calling outside Santa Fe)
Fax:            505-995-8885
ginger@anasazimortgage.com
www.anasazimortgage.com