Santa Fe Las Campanas- Rates At A Glance

 

Unbelievable, but true !!  We just received a loan commitment within 24 hours after submission from one of our lenders.  AND, even the appraisal was waived – an 80% conforming loan.  I have another lender who will accept appraisals done by another Appraisal Mgmt Co, if a loan needs to be transferred.  We are constantly shopping not only the best rates, but the best programs and processes.   If you need fast and efficient help to close a transaction, just call us.

 

We have (temporarily) added quotes for some of the more popular ARM programs, just so you can compare.  Note the differences in APR’s for fixed versus adjustable programs.  If you find that you and/or your borrowers want a refresher course on ARM’s, or have other questions – including how APR’s are calculated, please feel free to call for any no obligation clarifications and/or mortgage analyses.  We appreciate the opportunity to be your trusted mortgage source.

 

ANASAZI MORTGAGE RATES*

FOR Primary Residence (purchase only)

As of 07/30/2013

*Programs require borrowers meet specific qualifications, not

   limited to credit scores,  income, debt ratios, and other lender guidelines

FIXED RATE Mortgages to $417,000 (Conforming)
 

w/ 1 Point

APR

w/ no Point

APR

30-YR

4.25%

4.375%

4.50%

4.541%

15-YR

3.25%

3.466%

3.50%

3.569%

FIXED RATE Mortgages  $417,001 – $2,000,000 (Jumbo)
 

w/ 1 Point

APR

w/ no Point

APR

30-YR

4.875%

4.994%

5.25%

5.272%

15-YR

4.00%

4.185%

4.625%

4.661%

ADJUSTABLE RATE Mortgages to $417,000
 

w/ 1 Point

APR

w/ no Point

APR

5/1 ARM

3.625%

6.793%

NQ

7/1 ARM

4.00%

4.789%

NQ

ADJUSTABLE RATE Mortgages  $417,001 – $2,000,000
 

w/ 1 Point

APR

w/ no Point

APR

5/1 ARM

3.125%

6.263%

NQ

10/1 ARM

4.00%

5.882%

4.375%

6.221%

 

Mortgages up to $2,000,000, other ARM Products & Interest Only programs are also available – Please call for Quotes.

 

 

 

Ginger Bowe Sullivan

ANASAZI MORTGAGE

1000 Cordova Pl, #56

Santa Fe, NM  87505

Phone:      505-995-8888

Toll-Free: 800-995-8888 (if calling outside Santa Fe)

Fax:            505-995-8885

ginger@anasazimortgage.com

www.anasazimortgage.com